Skip to main content

Saluda: Economy & Jobs

Saluda reports a median household income of $52,137 (1.3× below Polk County median $67,758; 1.4× below North Carolina median $72,388), with homes at a median value of $372,400. The surrounding county supports 44,207 jobs (avg $54,106).

Income & Affordability

Median household income $52,137 — below the North Carolina median ($79,112). Poverty rate 13.2% (U.S. average ~12.5%). 63% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income7.1×
Affordability · Home Affordabilityvery expensive
Affordability · Rent Pct Income30.8%
Affordability · Rent Affordabilitycost-burdened
Affordability · Pct Severely Rent Burdened63.3%
Affordability · Poverty Rate13.2%
Affordability · Property Tax Pct Income5.1%
Irs Income · IRS tax returns filed$57,880
Irs Income · Total Adjusted Gross Income (thousands)$4,338,125
Irs Income · Average AGI per return$74,950 (vs North Carolina $84,123)
Irs Income · Year2022
Income Estimate$60,332
Median Household Income$52,137 (vs North Carolina $79,112)
Poverty Rate13.2%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$52,137

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.8% — above the U.S. average of ~4%. 13% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct13.1%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)44,207
Employment · Total annual wages (county)$2,391,881,882
Employment · Average annual pay$54,106
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment4,795,040
Unemployment Rate4.8% (vs North Carolina 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms2
Agriculture · Land In Farms Acres32,743
Agriculture · Avg Farm Size Acres16,371.50
Agriculture · Top CommoditiesCrop Totals, Fruit & Tree Nut Totals, Horticulture Totals, Vegetable Totals, Floriculture Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)3,029
Business Patterns · Total Employees37,572
Business Patterns · Annual Payroll Thousands1,790,743
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores21
Local Businesses · Convenience Stores7
Local Businesses · Liquor Stores8
Local Businesses · Gas Stations34
Local Businesses · General Merchandise19
Local Businesses · Clothing Stores4
Local Businesses · Pet Stores7
Local Businesses · Bookstores3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants86
Dining Scene · Fast Food75
Dining Scene · Bars5
Dining Scene · Coffee Snacks18

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Woodforest National Bank
0557 HENDERSONVILLE NORTH CAROLINA WALMART BRANCH · 250 Highlands Square Dr · 28792
Bank of America, National Association
HENDERSONVILLE BRANCH · 707 N Main St · 28792
Wells Fargo Bank, National Association
HENDERSONVILLE MAIN BRANCH · 301 S Main St · 28792
TD Bank, National Association
HENDERSONVILLE (SOUTH MAIN) BRANCH · 535 Greenville Hwy · 28792
First-Citizens Bank & Trust Company
FLETCHER BRANCH · 2900 Hendersonville Rd · 28732
PNC Bank, National Association
HENDERSONVILLE BRANCH · 245 N Main St · 28792
HomeTrust Bank
HENDERSONVILLE BRANCH · 228 6th Ave E · 28792
United Community Bank
EAST HENDERSONVILLE BRANCH · 2520 Chimney Rock Rd · 28792
Truist Bank
HENDERSONVILLE BRANCH · 222 S Main St · 28792
The Park National Bank
HENDERSONVILLE BRANCH · 218 N Main St · 28792

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (2)

Dollar General 12102
Other · 987 Ozone Dr
Triangle Stop Food Stores 202
Convenience Store · 1484 Ozone Dr
Nearest Snap · NameDollar General 12102
Nearest Snap · Total In Area2

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCHAMBER OF COMMERCE INC OF HENDERSON VANCE COUNTY

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$1,019,793,453
Federal Spending · Per Capita8,770.08 (vs North Carolina $7,140)
Federal Spending · Population116,281 people (vs North Carolina 70,630)

Sources: USAspending API

Other

Pct Drove Alone59.3%
Pct Public Transit6.8%
Pct Walked13.1%
Retirement Score · Median age65.4 years (vs North Carolina 36.2y)
Retirement Score · Ss Household Pct65.8%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12