In Onslow County, North Carolina, Surf City anchors a community of 4,396. The median household income stands at $81,433.
Definition and scope
Surf City is a chartered municipality within Onslow County, North Carolina, North Carolina. Local services and ordinances are coordinated through county and state-level agencies. The city operates within Congressional District 7 and is part of the Jacksonville, NC metropolitan area.
Who lives here
Surf City has approximately 4,396 residents. The median age is 36.9 years. Roughly 74% of housing units are owner-occupied. The median home value is $512,300.
Demographic composition (Census 2023 ACS5):
White (non-Hispanic): 86.9%
Black or African American: 4.3%
Hispanic or Latino: 5.6%
Asian: 0.5%
Economy and earnings
Median household income in Surf City is $81,433. Poverty rate stands at 5.5%. Unemployment rate at last release was 1.7%. Educational attainment: 51.6% of residents 25 and over hold a bachelor's degree or higher.
Public services and infrastructure
Available public services on file for Surf City:
Public schools: 20
Public libraries: 1
Fire stations: 3
Police stations: 3
Hospitals: 3
Getting around
MCAS New River / McCutcheon Field provides commercial air service for the area. The closest U.S. courthouse for federal proceedings is Onslow County Courthouse. Amtrak service is available at Wilson, North Carolina.
Geography and climate
Surf City sits at an elevation of 25 feet above sea level. The USDA plant hardiness zone is 9a.
January 2026 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · incident type: winter storm · EM-3637-NC
Potential Tropical Cyclone Eight
September 2024 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · incident type: tropical storm · DR-4837-NC
Hurricane Helene
September 2024 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · incident type: tropical storm · EM-3617-NC
Tropical Storm Debby
August 2024 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · incident type: tropical storm · EM-3608-NC
Hurricane Ian
September 2022 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3586-NC
Hurricane Isaias
July 2020 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · DR-4568-NC
Hurricane Isaias
July 2020 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3534-NC
COVID-19 Pandemic Federal Disaster
January 2020 · Major disaster declaration · Public Assistance only (institutional reimbursement) · Hazard Mitigation grants available · DR-4487-NC
COVID-19 Emergency
January 2020 · Emergency declaration · Public Assistance only (institutional reimbursement) · EM-3471-NC
Hurricane Dorian
September 2019 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · DR-4465-NC
Hurricane Dorian
September 2019 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3423-NC
Hurricane Florence
September 2018 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · DR-4393-NC
Hurricane Florence
September 2018 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3401-NC
Hurricane Matthew
October 2016 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · DR-4285-NC
Hurricane Matthew
October 2016 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3380-NC
Hurricane Irene
August 2011 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · DR-4019-NC
Hurricane Irene
August 2011 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3327-NC
Severe Storms, Tornadoes, And Flooding
April 2011 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · DR-1969-NC
Severe Storms, Flooding, And Straight-Line Winds
September 2010 · Major disaster declaration · Hazard Mitigation grants available · DR-1942-NC
Hurricane Earl
September 2010 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3314-NC
Hurricane Ophelia
September 2005 · Major disaster declaration · Public Assistance to local agencies (no Individual Assistance) · Hazard Mitigation grants available · DR-1608-NC
Hurricane Ophelia
September 2005 · Emergency declaration · Public Assistance to local agencies (no Individual Assistance) · EM-3254-NC
Hurricane Katrina (hosted evacuees, no local impact)
August 2005 · Emergency declaration · hosted federal evacuees (no local impact) · EM-3222-NC
Hurricane Isabel
September 2003 · Major disaster declaration · Individual Assistance to residents · DR-1490-NC
Codes & laws coverage
Municipal code indexing
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categories with corpus rows (100% of applicable) · known: Agency Guidance, Attorney General Opinions, Constitution & Foundation, County Ordinances, Court Decisions (+6 more) · full breakdown →
Laws & Codes
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2026-01872Continuance of the Federal Emergency Management Agency Review Council · source
2026-06286Addressing DEI Discrimination by Federal Contractors · source
2026-08013Presidential Determination Pursuant to Section 303 of the Defense Production Act of 1950, as Amended, on Grid Infrastructure, Equipment, and · source
2026-02497Continuation of the National Emergency With Respect to the Situation in and in Relation to Burma · source
2026-06960Strengthening Actions Taken To Adjust Imports of Aluminum, Steel, and Copper Into the United States · source
2026-07719Authorizing Enbridge Energy, Limited Partnership To Operate and Maintain Existing Pipeline Facilities at Pembina County, North Dakota, at th · source
2026-02812Unleashing American Commercial Fishing in the Atlantic · source
2026-03279Continuation of the National Emergency With Respect to Libya · source
2026-07718Authorizing Enbridge Energy Company, Inc. To Operate and Maintain Existing Pipeline Facilities at St. Clair County, Michigan, at the Interna · source
R1-2026-03829Continuing the Suspension of Duty-Free De Minimis Treatment for All Countries · source