St. James: Housing & Real Estate
Housing in St. James centers on a median value of $636,800 (estimated market value runs 15% higher at $734,513), with median rent $-666,666,666. Homeownership rate: 96.4%. That's 2.2× higher than the Brunswick County median ($284,100); 2.6× higher than the North Carolina median ($248,730). Market is warm. Vacancy rate 13.2%. New construction makes up 53.7% of stock. A municipal building code is in effect.
- 5.5× annual income — home value vs. household income (vs North Carolina 3.3×).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
Home Values & Rent
Median home value $636,800 — 2.6× the North Carolina median ($248,729). Median rent $-666,666,666/month. homeownership rate 96.4% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 5.5× |
|---|---|
| Affordability · Home Affordability | expensive |
| Affordability · Rent Pct Income | 23.3% |
| Affordability · Rent Affordability | affordable |
| Affordability · Poverty Rate | 4.3% |
| Affordability · Property Tax Pct Income | 2.5% |
| Fair Market Rent · Studio rent | $1,242 |
| Fair Market Rent · One-bedroom rent | $1,301 |
| Fair Market Rent · Two-bedroom rent | $1,426 |
| Fair Market Rent · Three-bedroom rent | $1,983 |
| Fair Market Rent · Four-bedroom rent | $2,392 |
| Fair Market Rent · HUD FMR area | Brunswick County, NC HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $734,513 |
| Median Home Value | $636,800 (vs North Carolina $248,730) |
| Median Rent | $-666,666,666 (vs North Carolina $1,080) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 13.2% |
| Housing Market · New construction (% of stock) | 53.7% |
| Housing Market · Price Appreciation 2Yr | 6.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% |
| Broadband · Broadband-capable premises | 4,667 |
| Electricity · Electricity rate (¢/kWh) | 14.13¢/kWh |
| Electricity · Customers | 5,067,762 |
| Electricity · Revenue Millions | $8,727 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 97% |
| Mobile Home Parks Detail · County total | 3 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 96.4% |
|---|---|
| Median Year Built | 2011 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12