St. James: Economy & Jobs

$116,383 is the median household income in St. James (1.5× higher than Brunswick County median $77,024; 1.6× higher than North Carolina median $74,321), with homes at a median value of $636,800. The surrounding county supports 41,268 jobs (avg $51,701).

Income & Affordability

Median household income $116,383 — above the North Carolina median ($74,321). Poverty rate 4.3% (U.S. average ~12.5%).

Affordability · Home Price To Income5.5×
Affordability · Home Affordabilityexpensive
Affordability · Rent Pct Income23.3%
Affordability · Rent Affordabilityaffordable
Affordability · Poverty Rate4.3%
Affordability · Property Tax Pct Income2.5%
Irs Income · IRS tax returns filed$81,140
Irs Income · Total Adjusted Gross Income (thousands)$6,857,792
Irs Income · Average AGI per return$84,518
Irs Income · Year2022
Income Estimate$129,528
Median Household Income$116,383 (vs North Carolina $74,321)
Poverty Rate4.3%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcewhite_collar
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelaffluent
Economic Character · Median Income$116,383

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.4% — below the U.S. average of ~4%. 40% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct39.7%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)41,268
Employment · Total annual wages (county)$2,133,594,058
Employment · Average annual pay$51,701
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment4,795,040
Unemployment Rate1.4% (vs North Carolina 5.0%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms41
Agriculture · Land In Farms Acres6,017
Agriculture · Avg Farm Size Acres146.80
Agriculture · Top CommoditiesSod, Crop Totals, Animal Totals, Hogs, Grain
Agriculture · Year2022
Business Patterns · Establishments (employer count)2,964
Business Patterns · Total Employees31,330
Business Patterns · Annual Payroll Thousands1,339,597
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores23
Local Businesses · Convenience Stores8
Local Businesses · Liquor Stores13
Local Businesses · Gas Stations47
Local Businesses · General Merchandise41
Local Businesses · Clothing Stores9
Local Businesses · Pet Stores5
Local Businesses · Bookstores3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants143
Dining Scene · Fast Food113
Dining Scene · Bars11
Dining Scene · Coffee Snacks39

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

First Bank
078 LELAND · 10 Waterford Business Center Way · 28451
Wells Fargo Bank, National Association
WATERFORD-LELAND BRANCH · 1012 Leana Dr · 28451
First National Bank of Pennsylvania
SHALLOTTE BRANCH · 5074 Main St · 28470
TD Bank, National Association
LELAND, NC BRANCH · 1100 Town Lake Drive · 28451
United Bank
HOLDEN BEACH ROAD BRANCH · 3178 Holden Beach Rd Sw · 28462
First-Citizens Bank & Trust Company
SHALLOTE MAIN BRANCH · 5043 Main St · 28470
PNC Bank, National Association
HOWE STREET BRANCH · 1424 N Howe St · 28461
Truist Bank
HOLDEN BEACH BRANCH · 3226 Holden Beach Rd Sw · 28462
Woodforest National Bank
0835 SOUTHPORT NC BRANCH · 1675 N Howe St · 28461
SouthState Bank, National Association
WATERFORD BRANCH · 1117 New Pointe Blvd · 28451

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

DOLLAR GENERAL 11156
Other · 1745 Southport Supply Rd SE
Lowes Foods 235
Supermarket · 2829 Midway Rd SE
Midway Seafood & Grocery
Convenience Store · 1464 Midway Rd SE
Nearest Snap · Name365 Fast Mart #141
Nearest Snap · Distance1.1 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameNORTH BRUNSWICK CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$1,908,738,195
Federal Spending · Per Capita13,963.69
Federal Spending · Population136,693 people

Sources: USAspending API

Other

Pct Drove Alone39.4%
Pct Walked39.7%
Retirement Score · Median age68.0 years (vs North Carolina 39.5y)
Retirement Score · Ss Household Pct74.4%
Retirement Score · Hospitals Nearby3
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12