Elm City: Economy & Jobs
$36,150 is the median household income in Elm City (1.6× below Wilson County median $56,423; 2.0× below North Carolina median $72,388), with homes at a median value of $109,300. The surrounding county supports 39,498 jobs (avg $54,440).
- $63,397 avg taxable income per return — higher than the median household income (vs North Carolina $84,123).
Income & Affordability
Median household income $36,150 — below the North Carolina median ($79,112). Poverty rate 33.7% (U.S. average ~12.5%). 34% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 3.0× |
|---|---|
| Affordability · Home Affordability | affordable |
| Affordability · Rent Pct Income | 27.5% |
| Affordability · Rent Affordability | moderate |
| Affordability · Pct Severely Rent Burdened | 33.7% |
| Affordability · Poverty Rate | 33.7% |
| Affordability · Property Tax Pct Income | 2.8% |
| Irs Income · IRS tax returns filed | $45,090 |
| Irs Income · Total Adjusted Gross Income (thousands) | $2,858,578 |
| Irs Income · Average AGI per return | $63,397 (vs North Carolina $84,123) |
| Irs Income · Year | 2022 |
| Income Estimate | $50,934 |
| Median Household Income | $36,150 (vs North Carolina $79,112) |
| Poverty Rate | 33.7% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | blue_collar |
|---|---|
| Economic Character · Top Industry | Manufacturing |
| Economic Character · Income Level | working-class |
| Economic Character · Median Income | $36,150 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.8% — above the U.S. average of ~4%. 11% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 11.2% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Employment · Avg annual employment (county) | 39,498 |
| Employment · Total annual wages (county) | $2,150,256,998 |
| Employment · Average annual pay | $54,440 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 4,795,040 |
| Unemployment Rate | 4.8% (vs North Carolina 3.1%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 41 |
|---|---|
| Agriculture · Land In Farms Acres | 58,207 |
| Agriculture · Avg Farm Size Acres | 1,419.70 |
| Agriculture · Top Commodities | Crop Totals, Animal Totals, Vegetable Totals, Tobacco, Poultry Totals |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 2,097 |
| Business Patterns · Total Employees | 37,633 |
| Business Patterns · Annual Payroll Thousands | 1,713,341 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Grocery Stores | 19 |
|---|---|
| Local Businesses · Convenience Stores | 8 |
| Local Businesses · Liquor Stores | 11 |
| Local Businesses · Gas Stations | 52 |
| Local Businesses · General Merchandise | 33 |
| Local Businesses · Clothing Stores | 10 |
| Local Businesses · Electronics Stores | 3 |
| Local Businesses · New Car Dealers | 9 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 65 |
|---|---|
| Dining Scene · Fast Food | 74 |
| Dining Scene · Bars | 4 |
| Dining Scene · Coffee Snacks | 14 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (10)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (5)
| Nearest Snap · Name | PIGGLY WIGGLY #08 |
|---|---|
| Nearest Snap · Total In Area | 7 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | NASHVILLE CHAMBER OF COMMERCE |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $680,196,901 |
|---|---|
| Federal Spending · Per Capita | 7,162.23 (at North Carolina median) |
| Federal Spending · Population | 94,970 people (vs North Carolina 70,630) |
Sources: USAspending API
Other
| Pct Drove Alone | 80.5% |
|---|---|
| Pct Walked | 11.2% |
| Retirement Score · Median age | 43.1 years (vs North Carolina 36.2y) |
| Retirement Score · Ss Household Pct | 57.0% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | older population, strong SS base, hospital access, VA nearby |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12