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Elizabeth City: Economy & Jobs

Earnings in Elizabeth City center on a median $52,141 (1.3× below Pasquotank County median $66,589; 1.4× below North Carolina median $72,388), with homes at a median value of $187,700. The surrounding county supports 1,270 jobs (avg $49,743).

Income & Affordability

Median household income $52,141 — below the North Carolina median ($79,112). Poverty rate 13.3% (U.S. average ~12.5%). 46% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income3.6×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income25.6%
Affordability · Rent Affordabilitymoderate
Affordability · Pct Severely Rent Burdened46.4%
Affordability · Poverty Rate13.3%
Affordability · Property Tax Pct Income3.1%
Irs Income · IRS tax returns filed$5,120
Irs Income · Total Adjusted Gross Income (thousands)$383,069
Irs Income · Average AGI per return$74,818 (vs North Carolina $84,123)
Irs Income · Year2022
Income Estimate$58,055
Median Household Income$52,141 (vs North Carolina $79,112)
Poverty Rate13.3%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$52,141

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.1% — near the U.S. average of ~4%. 12% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min26.40
Commuter Profile · Work From Home Pct11.5%
Commuter Profile · Profilemoderate commute
Employment · Avg annual employment (county)1,270
Employment · Total annual wages (county)$63,178,307
Employment · Average annual pay$49,743
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment4,795,040
Unemployment Rate4.1% (vs North Carolina 3.1%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms13
Agriculture · Land In Farms Acres4,377
Agriculture · Avg Farm Size Acres336.70
Agriculture · Top CommoditiesGrain, Corn, Soybeans, Cattle, Horticulture Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)123
Business Patterns · Total Employees579
Business Patterns · Annual Payroll Thousands20,483
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Gas Stations5
Local Businesses · General Merchandise3
Local Businesses · Real Estate Offices4
Local Businesses · Insurance Agencies3
Local Businesses · Full Service Restaurants5
Local Businesses · Fast Food5

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants5
Dining Scene · Fast Food5

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Southern Bank and Trust Company
ELIZABETH CITY BRANCH · 1875 W City Dr · 27909
United Bank
ELIZABETH CITY BRANCH · 604 E Ehringhaus St · 27909
Atlantic Union Bank
ELIZABETH CITY MAIN BRANCH · 1145 N Road St · 27909
First-Citizens Bank & Trust Company
ELIZABETH CITY BRANCH · 854 Halstead Blvd · 27909
Truist Bank
ELIZABETH CITY BRANCH · 1000 W Ehringhaus St · 27909
First Bank
144 ELIZABETH CITY BRANCH · 416 S Hughes Blvd · 27909
Wells Fargo Bank, National Association
NC PASQUOTANK COUNTY 1 BRANCH · 1704 Weeksville Rd · 27909
Wells Fargo Bank, National Association
SOUTHGATE BRANCH · 1401 W Ehringhaus St · 27909
Woodforest National Bank
ELIZABETH CITY WALMART BRANCH · 101 Tanglewood Pkwy N · 27909
PNC Bank, National Association
ELIZABETH CITY-SOUTHGATE BRANCH · 1407 W Ehringhaus St · 27909

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

FOOD LION 192
Supermarket · 1515 W Ehringhaus St
Circle D Food Amrt 9
Convenience Store · 1013 N Road St
Walmart 1527
Super Store · 101 Tanglewood Pkwy N
DOLLAR GENERAL 9374
Other · 961 Oak Stump Rd
Walgreens 10132
Other · 1700 W Ehringhaus St
Nearest Snap · NameFOOD LION 192
Nearest Snap · Total In Area42

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameBEULAVILLE AREA CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$79,298,588
Federal Spending · Per Capita7,658.00 (vs North Carolina $7,140)
Federal Spending · Population10,355 people (vs North Carolina 70,630)

Sources: USAspending API

Other

Pct Drove Alone72.1%
Pct Public Transit3.1%
Pct Walked11.5%
Retirement Score · Median age36.5 years (at North Carolina median)
Retirement Score · Ss Household Pct38.0%
Retirement Score · Va AccessYes
Retirement Score · Factorsstrong SS base, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12