Housing & Real Estate — Shelby, North Carolina
Overview
| Total Housing Units | 10,804 |
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| Occupied | 9,178 |
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| Vacant | 1,626 |
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| Owner-Occupied | 5,424 |
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| Renter-Occupied | 3,754 |
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| Median Home Value (Census) | $197,200 |
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| Estimated 2026 | ~$228,000 |
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| Median Rent | $899/mo |
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| Median Property Tax | $1,638/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | moderate |
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| Rent as % of Income | 22.3% |
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| Severely Rent-Burdened | 44.8% |
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Housing Age
| Built 2010 or later | 434 |
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| Built 2000-2009 | 1,194 |
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| Built 1990-1999 | 579 |
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| Built before 1960 | 3,671 |
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| Median Year Built | 1971 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
